"We greatly appreciate your help & guidance during this process. Once again you have exceeded our expectations. We look forward to continuing to benefit from your expertise and advice in the years to come."
~ Elias & Dany
"Coming from a woman who most times clashes with other women, you are damn good at what you do, you have a very easy going personality which is sooo welcomed these days and you get the job done. Definitely a jewel in your field :) Thank you again."
"You not only got us into our home when we'd lost all hope but you also took the time to explain why we were having so many problems and how to go about fixing the issues. You spent more time explaining, comforting and helping us than anyone EVER before, for that we thank you, you really are the salt of the earth!"
~ Brian & Karen
"Thank you for being a part of our home buying process, you made the whole thing sail along smoothly, what we thought would take a week to get done, you managed to wrap up the day after we met with you. My cousin was right, you really are the best!"
~ Craig & Allison
"Once again you show me why it is I come back to you over and over. You are a wealth of information when it comes to mortgages (or anything financial for that matter). Keep up the good work Jaime, I will be back again!"
Mortgage refinance is becoming a popular financial remedy, especially for those who are burdened by large monthly installments or multiple debts. Mortgage refinance can prove beneficial in several ways:
The interest on a fixed rate mortgage that you took several years ago may have dropped drastically. Refinancing the existing mortgage will entitle you to avail of the reduced interest rate.
The interest rates on an adjustable rate mortgage (ARM) might be low initially, but the fluctuations are unpredictable. Many find these constant variations in the interest rate taxing and prefer to refinance the mortgage into a secure, fixed rate one.
Paying the installments of two or more mortgages at the same time can be quite a burden for most individuals. The best solution in this case is to consolidate the multiple mortgages into one, with a fixed monthly interest rate and a longer repayment duration.
The proceeds from your refinanced mortgage can be used to pay off credit card bills and other similar expenses. Since mortgage interest is 100% tax deductible, you end up saving a considerable amount.
You can refinance your existing mortgage to free a larger amount of cash, depending on your home equity. Since a mortgage is a secured loan, the interest applied is considerably lower than that of an unsecured loan.
I help you decide whether it is the right time for you to refinance. The decision to refinance should be carefully evaluated to avoid any complications at a later stage. By carefully studying the status of your current mortgage and comparing it to your income and other debts, we help you pick the refinance solution that best suits your current financial status.
I can offer some of the lowest and most competitive mortgage refinance rates in the market. Regardless of your requirement, whether it is to consolidate existing mortgages or obtain a better rate, I get you the best deal possible. As an experienced mortgage professional, I have extensive knowledge of the mortgage industry, and will provide the necessary guidance that you need in making the right refinance decision